An ideal Portfolio of Investments must have a good mix of equity and debt offerings. Fixed Income Securities are constituted by Fixed Return Investment like Fixed Deposits & Bonds like NCDs and Capital Gain Bonds at an attractive rate of assured returns. They help in hedging against market risk associated with market linked products.
Corporate Deposits
Corporate deposits offer higher interest rates than conventional bank FDs over a fixed tenure. We will help you choose the perfect one for you from a wide range of corporate deposits and help you plan for a brighter future.
| AVAILABLE CORPORATE DEPOSITS | ||||||||||
| COMPANY | RATING | INDICATIVE INTEREST RATE (%) | ADDITIONAL SR.CT | MIN.DEPOSIT AMOUNT | APPLICATION FORM | GET STARTED | ||||
| 1 YEAR | 2 YEAR | 3 YEAR | 4 YEAR | 5 YEAR | ||||||
| Bajaj Finance Ltd | CRISIL AAA / ICRA AAA | 7.40 | 7.55 | 8.05 | 8.05 | 8.05 | 0.25(upto 5 cr) | 15000 | Download | |
| CentBank Home Finance Ltd | CRISIL FA- / STABLE | 7.75 | 7.75 | 7.75 | 7.80 | 7.80 | 0.25 | 100000 | Download | Invest Now |
| ICICI Home Finance Ltd | CRISIL AAA/Stable & ICRA / CARE | 7.00 | 7.35 | 7.45 | 7.45 | 7.30 | 0.25(Upto 2Cr) | 10000 | Download | Invest Now |
| LIC Housing Finance Ltd. | CRISIL AAA / STABLE | 7.25 | 7.60 | 7.75 | - | 7.75 | 0.25 (upto 20 cr) | 10000 | Download | Invest Now |
| Mahindra and Mahindra Financial Services Ltd | CRISIL AAA/Stable / India Ratings “IND AAA/Stable” | 7.60 | 7.75 | 8.05 | 8.05 | 8.05 | 0.25(upto 1Cr) | 5000 | Download | Invest Online |
| PNB Housing Finance Regular Deposit | CRISIL ‘AA /Stable & CARE AA/Stable | 7.45 | 7.00 | 7.85 | 7.40 | 7.65 | 0.25 (upto 5 cr) | 10000 | Download | Invest Now |
| Shriram Finance Ltd | [ICRA]AA+ (Stable)” by ICRA Rated "IND AA+/Stable" | 7.60 | 8.05 | 8.25 | 8.35 | 8.50 | 0.50 | 5000 | Download | Invest Now |
| HDFC Bank | For current ROI please contact nearest StockHolding Branch | |||||||||
Invest Online
Benefits
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Higher interest rates
As compared to Bank Fixed Deposits
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Loan facility
Loan/Overdraft facility can be availed against investment
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Flexible
Choose Monthly/ Quaterly /Half yearly/ Yearly options of Interest payment to earn a regular income
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Benefit to Senior Citizen
Additional Interest Rate given by some Issuers
- Interest rates are subject to revision by the issuer without any prior notice. Please contact the branch for rate applicable on date of investment.
- Above rate are applicable for individual investors only.
- Specific issuer have an upper limit of investment for which these rates are applicable. Please contact branch for more details.
- StockHolding acts as facilitator between the investor and issuer for accepting Fixed Deposit. Investor are requested to do own due diligence on the mentioned Fixed Deposit before investing in any of them .Please note that StockHolding nor its employees, Directors, Agent, Subject endorse or certify the information provided by the issuer company and hence is not liable(legally or otherwise)under any circumstances for the information provided.
Capital Gain Bond (54EC)
Capital Gain Bonds (54 EC) :- According to Section 54 EC of IT Act, any person (Individual, HUFs, Partnership Firms, Companies etc) can avail exemption in respect of long term Capital gains (arising from the sale of land or property) , if the capital gain is invested in Capital Gain Bond. The exemption will be the amount of Capital Gain or the amount of investment made, whichever is less and has to be availed within six months of the sale of land / property.
Features
- Interest rate : 5.25% per annum
- Lock-in-period of 5 years
- Maximum investment limit of up to Rs. 50 Lakhs in a year across the three issuers for claiming 54EC benefit.
Issuers for Capital Gain Bonds
PFC (Power Finance Corporation Ltd)
IRFC (Indian Railway Finance Corporation Ltd)
REC (Rural Electrification Corporation Ltd)
Disclaimer - StockHolding acts as facilitator between the investor and issuer for accepting deposit. Investor are requested to do own due diligence on the mentioned Deposit before investing in any of them .Please note that StockHolding nor its employees, Directors, Agent, Subject endorse or certify the information provided by the issuer company and hence is not liable(legally or otherwise)under any circumstances for the information provided.
Non-Convertible Debentures (NCDs)
Non Convertible Debentures (NCDs) are issued by reputed companies having rating of atleast AA and above. The rate of interest is generally higher as compared to Bank and Corporate Fixed Deposits.
CURRENT NCDs
| Issue Name | Open Date | Close Date | Product Note |
|---|---|---|---|
| ADITYA BIRLA FINANCE LIMITED - EDEL - SEP23 | 27-09-2023 | 12-10-2023 | Download |
Benefits
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Higher Interest Rate
The tenure can be as low as 1 year and maximum tenure can be 10 years
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Security
The NCD can be secured / unsecured which is mentioned during issuance
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Ease of Investing
Compulsory on the Demat / ASBA mode.
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Taxation
As per applicable tax bracket of the Investor. No Tax Deducted at Source (TDS)
Securities investments are subject to market risks. Please read the Offer Document/Prospectus, the issue terms and conditions, carefully before taking any investment decision.
Disclaimer - StockHolding Corporation of India Limited (SHCIL) acts only as a mediator between its clients and the company inviting/accepting fixed deposits, known as Principal Company. Neither Stockholding nor its employees, officers or permitted assigns accept any liability whatsoever, for any direct or consequential loss arising however from any investment made or otherwise arising in connection herewith.
Secondary Market Bonds
The secondary bond market is the marketplace where investors (Individual and Non-Individual) can buy and sell bonds. These transactions are routed through the stock exchange platform or through an OTC contract through ICCL / NSCCL.
There are various papers available in the Secondary Market suited to meet every investor investment requirement like :-
- Perpetual Bonds of Banks / Corporates
- Public Sector Bonds
- Tax Free Bonds
- G-secs and State Development Loans (SDL)
Benefits
- Higher Interest rate as compared to traditional fixed deposits.
- Multiple options available to suit the requirement of the Investor like earning a regular income, higher (compared to Bank FD Rates) interest or Tax free Income is available for investment.
- These instruments carry a fixed rate of interest during the tenure of the bond. However the yield of these bonds depends on demand and supply for the respective bond in the Secondary Market.
For further information , kindly contact your nearest StockHolding Branch or Click Here
StockHolding acts as facilitator between the investor and the arranger for purchase and sale of the said securities. Stockholding does not accept any liability whatsoever, for any direct or consequential loss arising however from any use of this document or its contents or otherwise arising in connection herewith.
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