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National Pension System (NPS) is one of the best retirement plans to ensure a fixed income for life. National Pension System offers subscribers the choice to invest in corporate bonds, Government securities or equity.

To view National Pension System Performance Click here

Circulars Click here

Public Notice on Discontinuation of POP Sub Entity ( POP SE) Click here StockHolding

Stockholding offers advisory services to all National Pension System account holders


Applicants must be:

  • Citizens of India
  • Between 18 to 70 years
  • KYC compliant
  • Without pre-existing National Pension System Account.

Types of National Pension System accounts

Tier I:

Contributions done to this account are eligible for an additional tax deduction benefit of up to ₹ 50,000/- u/s 80CCD (1B), over and above ₹ .1,50,000/- u/s 80C. 60% of the invested amount can be withdrawn on completing 60 years and the rest will be used to provide annuity.

Tier II:

One can invest an additional amount in Tier II National Pension System Account. This amount can be entirely withdrawn at any point of time. No tax benefits are available in this account. Kindly note that in order to open a Tier II account, it is mandatory to open a Tier I account first.

A subscriber can invest in both types of accounts under One Permanent Retirement Account Number (PRAN).

Minimum contribution
Tier I - 500/-
Tier II - 1000/-
Minimum subsequent contribution amount required
Tier I - 500/-
Tier II - 250/-
Minimum contribution required per year
Tier I - 1000/-
Tier II - NIL
Minimum contributions
required in a year
Tier I - ONE
Tier II - NIL

  1. Copy of Operative PAN (Mandatory, and linked with Aadhaar), verified with original
  2. CKYC number (if not available, CKYC number should be made available within 10 days of PRAN activation)
  3. Recent photograph of subscriber AND
  4. Copy of one of below OVD (Officially Valid documents), verified with original alongwith In-Person Verification stamp and sign by branch official,
    • The passport
    • The driving licence
    • Proof of possession of Aadhaar number,
    • The Voter's Identity Card issued by Election Commission of India,
    • Job card issued by NREGA duly signed by an officer of the State Government and
    • The letter issued by the National Population Register containing details of name, address,or any other document as notified by the Central Government in consultation with the Regulator.

Escalation Matrix:

Escalation Level Designation of official Contact detail Email id Role
Level 1 Ms. Vandita Ranjhani , Head of Customer Care 022-61778510 Grievance Redressal Officer (GRO)
Level 2 Ms. Mary Mathew, PFRDA Compliance officer 022-61778203 Chief Grievance Redressal Officer (CGRO)

Benefits of National Pension System

  • Additional tax benefits

    National Pension System offers an additional deduction of ₹ 50,000/- u/s 80CCD (1B)

  • Lump-sum withdrawal

    Withdraw up to 60% of corpus accumulated on maturity. The rest will be preserved to provide for pension/annuity

  • Safe

    National Pension System is backed by the Government of India and is regulated by Pension Fund Regulator under Government of India (PFRDA)

  • Low cost & zero hidden charges

    Minimum ₹ 1,000/- in a financial year with no hidden charges

  • Hassle-free access

    Subscribers can access their account from any location by quoting the unique Permanent Retirement Account Number (PRAN) number

  • Convenient

    Account opening and subsequent contributions can be made online

The StockHolding Advantage

Pan India presence
Robust Branch network
Wide product range
Professionals with strong
domain knowledge
Quality service